Insurance Guidance Built Around You
Get to know the experience and approach behind practical insurance guidance.
Carie Kobiela
Safeguard Insurance Agency
Finding the right insurance shouldn’t feel complicated. Carie Kobiela works with individuals, families, farmers, and business owners to find insurance coverage that fits their needs and budget.
From home and auto insurance to farm and ranch, contractors, commercial auto, and business insurance, Carie takes the time to understand each client’s situation and help them explore the right coverage options.
My goal is simple:
Make insurance easier to understand while helping protect the things you’ve worked hard to build. I take the time to learn about you, your property, or your business so we can find coverage that makes sense at a competitive price.
Casey Schaaf
Safeguard Insurance Agency
Finding the right insurance shouldn't feel like a chore. Casey Schaaf can find solutions for your personal, farm and ranches,, small to mid-sized businesses, contractors, commercial auto fleets, and commercial property owners.
My goal is simple:
Ensure you or your business is fully protected against unexpected liabilities while keeping your overhead costs as low as possible. I take the time to learn your business operations inside and out.
Coverage Customized For Each Client
Small to Mid-Sized Businesses
General liability, BOP, and property coverage tailored to your operations.
Contractors & Trades
Job-site liability, tools & equipment, and certificate of insurance support.
Farm & Ranch
Buildings, Machinery, Autos, Livestock, Crop, Liability.
Life & Health
Whole, Term, and Universal Life. Health Insurance, Medicare Supplements, Vision & Dental.
What Our Business Clients Say
Don't just take our word for it; read reviews from local business owners working with Casey.
⭐⭐⭐⭐⭐
Casey Schaaf saved our contracting business over $4,200 annually while actually increasing our general liability coverage limits. Whenever we need a COI for a job site, he sends it over in minutes!
Mark S.
General Contractor, Sioux City IA
⭐⭐⭐⭐⭐
Switching our commercial truck fleet to Safeguard was the easiest decision we made. Casey shopped multiple carriers and gave us options that fit our budget perfectly.
David L.
Fleet Manager, Omaha NE
⭐⭐⭐⭐⭐
Outstanding customer service. When we had a storm damage claim on our commercial building, Casey took care of everything with the carrier. Highly recommend!
Jessica R.
Retail Business Owner, SD
Frequently Asked Questions
Everything you need to know about getting quoted with Safeguard Insurance.
In most cases, Casey can provide preliminary quotes within 15 minutes of receiving your information. Complex commercial fleet or specialized liability policies usually take under 24 hours.
Captive agents (like State Farm or Allstate) can only sell policy options from their single parent company. As an independent agency, Safeguard Insurance compares rates across 30+ A-rated carriers to guarantee you get the best rate and coverage.
Yes! You can switch insurance carriers at any time. If you switch mid-term, your old carrier will issue a pro-rated refund for unused premium dollars.
Once your policy is active, we can issue Certificates of Insurance immediately upon request — usually within 10 to 15 minutes — so you never miss a job deadline. If you still don't want to wait our program allows you to log in your self and create a COI 24/7.
Ready to Protect Your Business the Right Way?
Tell Casey about your operation and get guidance on coverage designed around your business and its needs.